Google Ads Prohibits Prediction Markets Advertising in Michigan and New York from July 2026: A State-Level Compliance Guide for Advertisers
From July 13, 2026, Google Ads prohibits advertising of prediction markets and related products in Michigan and New York. Here is the scope, the reasoning and what advertisers must do to comply.
Effective July 13, 2026, Google updated its Prediction markets policy to prohibit the advertising of prediction markets and related products in Michigan and New York. The change is geographic and state-specific: it does not ban prediction markets advertising everywhere, but it makes such ads prohibited when they are served to users in those two US states, covering both prediction market contracts themselves and related product advertisements. Prediction markets — sometimes called event contracts — let people take positions on the outcome of future events, and their rapid growth has drawn scrutiny from state regulators over whether some of these products function like unlicensed gambling within their borders. Google's move mirrors how it already handles gambling and other regulated categories: rather than a blanket global rule, it applies location-based restrictions that reflect the legal position in each jurisdiction, and here it has added Michigan and New York to the list of locations where prediction markets ads are not allowed. For advertisers, the practical requirement is precise geo-targeting and exclusion: campaigns promoting prediction markets or related products must not deliver to users in Michigan or New York, and advertisers should audit targeting, exclusions and location settings to ensure compliance. Running prohibited ads risks disapprovals and, for repeated or serious violations, account-level enforcement. Because the list of restricted locations can expand as more states act, advertisers in this category should monitor the policy closely. Review the framework in the Google Ads policy guide, map jurisdiction-specific exposure with the Legal Compliance Scan, and track changes on the Policy Change Tracker.
What Google Changed in July 2026
Effective July 13, 2026, Google updated its Prediction markets policy to prohibit the advertising of prediction markets and related products in Michigan and New York. The update is narrow in one sense — it targets a specific category of product in two specific US states — but it is important for any advertiser in the prediction markets space, and it illustrates a broader pattern in how Google regulates sensitive categories through location-based rules.
Prediction markets, also described as event contracts, allow users to take positions on the outcome of future events. Their fast growth has put them under regulatory scrutiny in the United States, where the question of whether particular products function as unlicensed gambling within a given state has become contested. Google's response is characteristic of how it handles regulated categories: instead of a single global rule, it applies restrictions that reflect the legal position in each jurisdiction, and here it has added Michigan and New York to the locations where these ads are not permitted.
"The advertising of prediction markets and related products in Michigan and New York is prohibited.
— Google Ads, Prediction markets policy update (effective July 13, 2026)"
This guide explains exactly what the policy prohibits and where, why prediction markets attract state-level restrictions, how Google enforces geographic ad rules, and what advertisers must do to stay compliant. For the overarching policy framework, see the Google Ads policy guide, and track further changes on the Policy Change Tracker.
What Is Prohibited and Where
The policy is precise about both what it covers and where it applies. Getting these two dimensions right is the whole of compliance, because the restriction is defined by product category and by geography together.
The Scope of the Restriction
| Dimension | Detail |
|---|---|
| What is prohibited | Advertising of prediction markets and related products |
| Where it applies | Michigan and New York (United States) |
| Effective date | July 13, 2026 |
| What it is not | Not a global ban — the restriction is location-specific to these two states |
Two points deserve emphasis. First, the prohibition covers not only prediction market contracts themselves but also "related products," a broader phrase that advertisers should read carefully rather than assume applies only to a narrow set of instruments. If an advertiser is uncertain whether a given product counts as a related product, the conservative course is to treat it as in scope for these states until confirmed otherwise. Second, the restriction is geographic: prediction markets advertising is not prohibited everywhere by this update, but it is prohibited when served to users in Michigan or New York. That makes accurate location targeting the central compliance task. Screen ad copy and product descriptions for risk with the Keyword Risk Checker.
Why Prediction Markets Face State Restrictions
To understand why Google is adding states to this policy, it helps to understand the regulatory backdrop. Prediction markets sit in a contested space between financial products and gambling, and that ambiguity is exactly what drives jurisdiction-by-jurisdiction restrictions.
The Regulatory Backdrop
- A contested category: prediction markets let users stake positions on future events, and regulators have questioned whether some products function as unlicensed gambling within their borders.
- State-by-state divergence: the United States regulates gambling largely at the state level, so the legal status of a given product can differ between states, producing exactly the kind of patchwork that leads to location-specific ad rules.
- Platforms follow the law of the location: advertising platforms typically restrict regulated categories according to where an ad is served, which is why a product can be advertisable in one state and prohibited in another.
- An evolving list: because state positions are still developing, the set of locations where such ads are restricted can grow over time.
The addition of Michigan and New York should therefore be read as a snapshot of where the policy stands as of July 2026, not necessarily its final form. Advertisers in this category should expect the possibility of further states being added and should treat close monitoring of the policy as part of their ongoing compliance rather than a one-time check. This dynamic mirrors how gambling and betting advertising is governed generally; see the sector view in the gambling and betting regulations guide for the wider framework of licensing and geographic control. Note that this article describes Google's advertising policy, not the underlying legality of any product in any state, which advertisers must confirm with qualified legal counsel.
How Google Enforces Geographic Ad Restrictions
Location-based prohibitions like this one are enforced through Google's geo-targeting and location systems. Understanding the mechanics matters, because compliance depends on how ads are matched to user locations rather than only on where an advertiser is based.
The Mechanics That Matter
- Delivery location is what counts: the prohibition applies to ads served to users in Michigan and New York, so it is the audience's location, not the advertiser's, that determines whether an ad is allowed.
- Location targeting and exclusions: advertisers control geographic delivery through location settings, and excluding the prohibited states is the primary compliance lever.
- Broad targeting is a trap: nationwide or unspecified location targeting will reach the prohibited states by default, so relying on broad settings without explicit exclusions creates exposure.
- Related products are included: the restriction reaches related products, so the geographic controls must cover the full set of relevant campaigns, not just those explicitly labeled as prediction markets.
The practical upshot is that advertisers must configure and verify location settings deliberately. An advertiser running a national campaign for a prediction markets product cannot assume compliance simply because most of its audience is elsewhere; if the campaign can deliver to Michigan or New York, it is exposed. The safe configuration is explicit exclusion of the prohibited states across every campaign that touches prediction markets or related products, followed by verification that the exclusions are actually in force. Map multi-jurisdiction exposure across your campaigns with the Legal Compliance Scan, and audit account-wide settings with the AI Compliance Audit.
What Advertisers Must Do
For advertisers in the prediction markets category, compliance with this update is concrete and actionable. The task is to ensure no prohibited ad reaches users in the two named states, and to build a process that keeps pace as the policy evolves.
The Compliance Actions
- Audit every relevant campaign: identify all campaigns promoting prediction markets or related products, including any that might fall under the broader "related products" language.
- Exclude Michigan and New York: apply explicit location exclusions for both states across those campaigns, rather than relying on default or broad targeting.
- Verify the exclusions: confirm through the campaign settings that the exclusions are active and correctly configured, and re-check after any campaign edit.
- Monitor for expansion: because the restricted-locations list can grow, set up a routine to track policy updates and add states as needed.
- Separate legal and platform compliance: treat Google's ad policy and the underlying legality of the product as distinct questions, confirming the latter with legal counsel.
The consequence of getting this wrong is real. Running prohibited ads can lead to disapprovals, and for repeated or serious policy violations Google can take account-level enforcement action, which is a far larger problem than a single rejected ad. Advertisers in sensitive categories generally operate with less margin for error, so a disciplined, verified approach to geographic compliance is not optional here. Because the policy can change and locations can be added, verify the current scope against Google's official Prediction markets policy before finalizing campaigns, and see how the relevant terms are defined in the compliance glossary.
Prediction Markets Ad Compliance Checklist
- [ ] Identified all campaigns promoting prediction markets or related products
- [ ] Interpreted "related products" conservatively and included borderline products in scope
- [ ] Applied explicit location exclusions for Michigan and New York across those campaigns
- [ ] Replaced broad or nationwide targeting with verified, exclusion-aware settings
- [ ] Confirmed the exclusions are active in the campaign settings
- [ ] Re-checked exclusions after every campaign edit
- [ ] Set up monitoring for additions to the restricted-locations list
- [ ] Confirmed the underlying product legality with qualified legal counsel
- [ ] Documented the geographic-compliance process as evidence
- [ ] Verified the current scope against Google's official Prediction markets policy
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